Home Inventory Software Is Inexpensive Yet Valuable

If it's been a while since you updated your homeowners insurance, you may have accumulated more goodies since then, making your coverage a bit outdated.  A good way to determine the value of all your belongings is to get some home inventory software and make a big list.

Not only is an inventory a good idea from a home insurance perspective, but it can be helpful in case you ever are robbed.  You'll be able to efficiently go through everything and figure out what is missing so you can make an accurate report to the police.  That's better than realizing you forgot about some things months down the line.

Home Inventory Software Options

When it comes to home inventory software, there are quite a few options, and they are all fairly inexpensive, running about $20 to $30. 

You can get programs that simply load onto your computer, but if you're worried that your computer could be stolen, it may make sense to sign up with an online home inventory program.  In these cases, your list of goods is stored on a server on the Internet, so you'll still have access to your list, even if your computer is swiped.  Online programs tend to be more expensive since you'll pay an annual fee (usually around $30).

Home Inventory Software Programs

Here are a couple of the options on the market:

Everything I Own by mycroftcomputing.com -- $19.95

Homeowner Site at home.ownersite.com -- $29.95 a year (online storage)

Comments

[elizabeth]

You could also try www.underyourroof.com - a UK site but the exchange rate is favorable - £12 per year but they also offer a free version

[Stephanie Skinner]

homeProoft is also good. It's a little more expensive, but is secure and easy to use. You can get it at www.eprooft.com

[Supply Chain Management]

I've used homeProoft - its ok but I prefer Homeowner

[JPowers]

Insurance discounts on homeowners insurance can be extremely helpful and even provide a few extra dollars when wanting to purchase inventory software.