Renters Insurance--Why Renters Need Insurance, Too
A lot of renters either think they are covered by the building insurance of their apartment's owners, or just don't worry about renters insurance, thinking nothing will happen to them (yeah, that's smart). Only 12% of renters have renters' insurance, says recent Yahoo! press release with monstrously long title "American Anxiety Is High -- But Few People Are Adequately Insured Against the Things They Fear Most." Other recent news articles show why renters without insurance could lose everything they have. Examples are Fire raises issue of renters’ insurance and Uninsured renters could get costly lesson.
These articles emphasize that renters, whether their belongings are stolen in a burglary or a fire breaks out in the building, are not covered by their landlord's insurance. In some cases, you may owe tons if it was your accident that started the fire that wrecked the whole building... Renter's insurance can be as low as $10 a month, and can provide a lot of peace of mind.
You can get a free quote online from InsureMe.Com (just select the "home insurance quote" and you'll have the option to get renters insurance under there).
If you want to do a little more reading on renters insurance, check out Renter's Insurance: How to Get the Best Coverage for the Cheapest Price 
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