Dogs vs. Home Insurance

Is your dog effecting your home insurance rates?

According to the American Kennel Club, some homeowner's insurance policies may refuse coverage or raise rates when they find out you have a dog. Applications can be denied based not only on whether or not you have a dog but what breed it is. The reason is because insurance policies have had to pay huge settlements in cases where dogs have bitten people.

Your options if you've been denied? Basically, keep shopping around. You'll find someone that will carry you, but unfortunately you may have to pay higher rates.

Further Resources:

Good dogs, bad dogs and homeowners insurance policies
Homeowners' Insurance and Dogs
Dogs & Homeowners Insurance