Know What Your Homeowner's Insurance Usually Covers?

If you're wondering what the average homeowner's insurance policy covers, these articles can help:

What's Covered By A Typical Home Insurance Policy?
Types of Homeowner's Insurance (Do You Have What You Need?)

Take a look at your policy. It's important to know what is covered and what isn't. If your policy doesn't cover you for something that might happen in your area, you may be able to add on special coverage. For instance, most policies cover water damage, but they don't cover floods. Insurance is something you can't get after the threat is upon you, so make sure you're prepared.